Terms of Use

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The Terms of Use may be changed from time to time. Changes will be posted on this page and your use of this Web Site after such changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes.
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Proprietary Rights

This Web Site is maintained by PAP.
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The materials located on this Web Site including the information and software programs (the Contents), are protected by copyright, trademark and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to or controlled by PAP.
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Restrictions on use of Materials

Except as otherwise provided, the Contents of this Web Site shall not be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way, without the prior written permission of PAP.
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Modification of any of the Contents or use of the Contents for any other purpose will be a violation of PAP's copyright and other intellectual property rights. Graphics and images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without written permission of PAP.
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Disclaimer of Warranties and Liability

The Contents of this Web Site are provided on an "as is" basis without warranties of any kind. To the fullest extent permitted by law, PAP does not warrant and hereby disclaims any warranty:

a. as to the accuracy, correctness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the Contents of this Web Site;

b. that the Contents available through this Web Site or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Web Site and the server is and will be free of all viruses and/or other harmful elements.

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Where appropriate, PAP uses available technology to protect the security of communications made through the Web Site.
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Notwithstanding the above, PAP does not accept liability for the security, authenticity, integrity or confidentiality of any transactions or other communications made through the Web Site. You carry out any such transactions or communications at your own risk.
9

Internet communications may be susceptible to interference or interception by third parties.
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Despite PAP’s best efforts, PAP makes no warranties that the Web Site is free of infection by computer viruses or other unauthorised software.
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Right of Use

Should the user respond to any part of the materials contained herein in this website with any communications including feedback data, such as questions, comments, suggestions, or the like, such information shall be deemed to be non-confidential and the PAP shall have no obligation whatsoever with respect to such communications and shall be free to reproduce, use, disclose and distribute the information to others without limitation, and shall be free to use in any way for any purpose whatsoever the content of such communications including any ideas, know-how, techniques or concepts disclosed therein.
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The Web Site may allow you to sign into and associate your social network accounts including, but not limited to, Twitter, LinkedIn, Facebook, and YouTube, with PAP.
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Right of Access

PAP reserves all rights to deny or restrict access to this Web Site to any particular person, or to block access from a particular Internet address to this Web Site, at any time, without ascribing any reasons whatsoever.
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PAP also reserves the right to temporarily suspend or shut down this Web Site for system maintenance or for such other purpose as PAP may require, as and when necessary.
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Links from this Web Site to other web sites

This Web Site may contain hyperlinks to web sites which are not maintained by PAP. PAP is not responsible for the contents of those web sites and shall not be liable for any damages or loss arising from access to those web sites. Use of the hyperlinks and access to such web sites are entirely at your own risk.
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Hyperlinks to other web sites are provided as a convenience. In no circumstances shall PAP be considered to be associated or affiliated with any trade or service marks, logos, insignia or other devices used or appearing on web sites to which this Web Site is linked.
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Links to this Web Site from other web sites

Except as set forth below, caching and links to, and the framing of this Web Site or any of the Contents are prohibited. You must secure permission from PAP prior to hyperlinking to, or framing, this Web Site or any of the Contents, or engaging in similar activities. PAP reserves the right to impose conditions when permitting any hyperlinking to or framing of this Web Site or any of the Contents.
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Your linking to or framing any part of this Web Site or its Contents constitute acceptance of these Terms of Use. This is deemed to be the case even after the posting of any changes or modifications to these Terms of Use. If you do not accept these Terms of Use, you must discontinue linking to, or framing of this Web Site or any of the Contents.
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In no circumstances shall PAP be considered to be associated or affiliated in whatever manner with any trade or service marks, logos, insignia or other devices used or appearing on web sites that link to this Web Site or any of the Contents.
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PAP reserves all rights to disable any links to, or frames of any site containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights.
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PAP reserves the right to disable any unauthorised links or frames and disclaims any responsibility for the content available on any other site reached by links to or from this Web Site or any of the Contents.
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Governing Law

These Terms of Use shall be governed and construed in accordance with laws of the Republic of Singapore. Any claim relating to use of the Web Site shall be heard by Singapore Courts.